How to Manage Debt to Maintain a High Credit Score

How to Manage Debt to Maintain a High Credit Score

Image by www.gotcredit.com Managing debt is a lot like managing a weight problem. There are no quick fixes. The only way to effectively deal with the problem is thoughtful, long-term thinking and actually following through with your debt management plan. Managing your debt relative to your income is a critical part of maintaining a strong […]

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Getting a Grip On Lifestyle Creep

Getting a Grip On Lifestyle Creep

Featured Image by Mike Babcock Lifestyle creep may be throwing a shadow over your future. Most people are not aware that there’s an increasingly fine line between living the American Dream and suffering from an insidious, financial-future-sapping condition called lifestyle creep. The fact that the cost of living – everything from rent to entertainment to […]

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Building a Secure Future

Building a Secure Future

  You have likely heard the ominous reports on the state of Americans’ retirement savings; a recent report showed that over 30 percent of the population has no retirement savings or pensions, including people approaching the typical retirement age. With the distinct possibility that social security will either be substantially decreased or eliminated, this is […]

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How to Borrow from Your 401K

How to Borrow from Your 401K

As work-related retirement plans transition from defined benefit pension plans to defined contribution plans, such as the 401(k) plan, workers shoulder more responsibility for retirement financing. This offers advantages to financially savvy workers, but can hold risks for those with less in-depth financial planning and investing knowledge. That in-depth knowledge is important when deciding whether […]

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