– For the Safety, Security, and Success of the Family
Image by www.gotcredit.com Managing debt is a lot like managing a weight problem. There are no quick fixes. The only way to effectively deal with the problem is thoughtful, long-term thinking and actually following through with your debt management plan. Managing your debt relative to your income is a critical part of maintaining a strong […]
Read More...
June is here, and summertime is almost upon us. That means vacation season is fast approaching and it’s time to get cracking on finalizing your summer vacation plans. That said, safety is the first priority at home or when traveling, so do take the time to find out the safe and less-safe places to vacation […]
Read More...
Featured Image by Mike Babcock Lifestyle creep may be throwing a shadow over your future. Most people are not aware that there’s an increasingly fine line between living the American Dream and suffering from an insidious, financial-future-sapping condition called lifestyle creep. The fact that the cost of living – everything from rent to entertainment to […]
Read More...
It would be great if everyone could experience financial success. Many look at those who have achieved it, did not get their by being born with a silver spoon in their mouth. It came from focus, determination, and ample amounts of work. Are there simple steps that anyone can take to get there? Certainly there […]
Read More...
You have likely heard the ominous reports on the state of Americans’ retirement savings; a recent report showed that over 30 percent of the population has no retirement savings or pensions, including people approaching the typical retirement age. With the distinct possibility that social security will either be substantially decreased or eliminated, this is […]
Read More...
Achieving financial independence is not that complicated. You just have follow a few basic rules. Rule number one is put your money to work. No matter how they got their money, nearly everyone who is financially comfortable will tell you that wealth is built by putting your money to work making more money. Using money […]
Read More...
As work-related retirement plans transition from defined benefit pension plans to defined contribution plans, such as the 401(k) plan, workers shoulder more responsibility for retirement financing. This offers advantages to financially savvy workers, but can hold risks for those with less in-depth financial planning and investing knowledge. That in-depth knowledge is important when deciding whether […]
Read More...
Over the past few decades, many of the costs associated with raising a family have risen far faster than the wages of the average American. Real wages, meaning those adjusted for inflation, have remained virtually stagnant for the U.S. worker, despite the steady increase in the overall cost of living. Home prices have soared, along […]
Read More...
Buying or selling a home in a foreign country can be a simple transaction or a major hassle requiring a great deal of time, effort and money. In countries such as Canada, Australia and most European Union nations, the real estate transaction process, while paperwork intensive, is quite manageable for the average homeowner. The same […]
Read More...
The internet era has led to notably less direct social interaction for the many millions of people that spend most of their spare time online or playing computer games. According to experts, this lack of direct social interaction does have consequences both for individuals and society at large. Recent studies have shown that many young […]
Read More...