You know how important it is to have an emergency fund, a nest egg that you only touch in a crisis. It provides security and a safety net when times get tough. While you typically keep your emergency cash in the bank in a secure savings account, it’s also important to keep some cash on hand to prepare for a disaster.

In the event of a massive winter storm, hurricane or other natural occurrence, the power may go out in your area. Many stores and gas stations will try to open, but credit card machines and ATMs will be . . .

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