Image by www.gotcredit.com

Managing debt is a lot like managing a weight problem. There are no quick fixes. The only way to effectively deal with the problem is thoughtful, long-term thinking and actually following through with your debt management plan.

Managing your debt relative to your income is a critical part of maintaining a strong credit score. That said, the calculations behind your credit score involve a lot more than just comparing your current debt and income. Credit rating agencies consider a broad range of factors, including past debts, number of credit accounts, and even the kind . . .

Please log in to access this content.

If you are experiencing issues logging in, please register here.

If you are not yet a FPA member, Join Here