Modern technology makes a lot of things easier. The internet and electronic databases have revolutionized virtually every aspect of our day-to-day lives, including how we work, play and shop. The efficiencies derived from these new technologies and business processes have saved consumers countless hours and saved businesses billions of dollars. The technology adoption curve varies […]
Read More...Author Archives: Clay Browne | Contributor
Ideas for Stretching Limited Retirement Savings
Unfortunately, millions of Americans over age 50 have little or no retirement savings. Many people in this difficult position have just buried their heads, as they just don’t know what to do or how they can possibly start building up a significant nest egg for retirement. They just shrug their shoulders and say I’ll have […]
Read More...Why You Need to Invest In Gold Now
Gold has held a special place in the global economy for millennia. While almost everything else has changed in the two thousand years since the birth and death of Jesus, the relative value of gold has remained constant. The price of gold certainly fluctuates over time and relative to historical circumstance, but whenever there […]
Read More...How to Manage Debt to Maintain a High Credit Score
Image by www.gotcredit.com Managing debt is a lot like managing a weight problem. There are no quick fixes. The only way to effectively deal with the problem is thoughtful, long-term thinking and actually following through with your debt management plan. Managing your debt relative to your income is a critical part of maintaining a strong […]
Read More...Summer Travel Tips: Getting The Most Bang for Your Buck
June is here, and summertime is almost upon us. That means vacation season is fast approaching and it’s time to get cracking on finalizing your summer vacation plans. That said, safety is the first priority at home or when traveling, so do take the time to find out the safe and less-safe places to vacation […]
Read More...Getting a Grip On Lifestyle Creep
Featured Image by Mike Babcock Lifestyle creep may be throwing a shadow over your future. Most people are not aware that there’s an increasingly fine line between living the American Dream and suffering from an insidious, financial-future-sapping condition called lifestyle creep. The fact that the cost of living – everything from rent to entertainment to […]
Read More...Ways to Make Your Money Work for You
Achieving financial independence is not that complicated. You just have follow a few basic rules. Rule number one is put your money to work. No matter how they got their money, nearly everyone who is financially comfortable will tell you that wealth is built by putting your money to work making more money. Using money […]
Read More...Tips for Buying (or Selling) a Home in a Foreign Country
Buying or selling a home in a foreign country can be a simple transaction or a major hassle requiring a great deal of time, effort and money. In countries such as Canada, Australia and most European Union nations, the real estate transaction process, while paperwork intensive, is quite manageable for the average homeowner. The same […]
Read More...Peer-to-Peer Lending: Making a Loan to Your Neighbor?
The internet era has led to notably less direct social interaction for the many millions of people that spend most of their spare time online or playing computer games. According to experts, this lack of direct social interaction does have consequences both for individuals and society at large. Recent studies have shown that many young […]
Read More...Tax Time: How to Get the Most Out of Your Tax Return
Tax season 2016 is in full swing. This means bookkeepers and accountants all across the country are burning the midnight oil to try and keep up with the avalanche of last minute tax returns from clients. The IRS received more than 150 million tax returns in 2015, and of that number, over 108 million received […]
Read More...