Ideas for Stretching Limited Retirement Savings

Ideas for Stretching Limited Retirement Savings

Unfortunately, millions of Americans over age 50 have little or no retirement savings. Many people in this difficult position have just buried their heads, as they just don’t know what to do or how they can possibly start building up a significant nest egg for retirement. They just shrug their shoulders and say I’ll have […]

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Building a Secure Future

Building a Secure Future

  You have likely heard the ominous reports on the state of Americans’ retirement savings; a recent report showed that over 30 percent of the population has no retirement savings or pensions, including people approaching the typical retirement age. With the distinct possibility that social security will either be substantially decreased or eliminated, this is […]

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How to Borrow from Your 401K

How to Borrow from Your 401K

As work-related retirement plans transition from defined benefit pension plans to defined contribution plans, such as the 401(k) plan, workers shoulder more responsibility for retirement financing. This offers advantages to financially savvy workers, but can hold risks for those with less in-depth financial planning and investing knowledge. That in-depth knowledge is important when deciding whether […]

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Retired & Thriving: How to Stay Active, Engaged, and Sharper than Ever

Retired & Thriving: How to Stay Active, Engaged, and Sharper than Ever

With retirement, you’ve entered a new stage of life. Done right, it is as productive – perhaps more so – than previous life stages. While you might want to just relax and do nothing for a while after retiring from a lifetime of hard work, boredom can kick in pretty quickly, and that’s not healthy. […]

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What You Don’t Know About Your 401(k)

What You Don’t Know About Your 401(k)

More than 500,000 American employers offer 401(k) retirement plans to their employees, and over 90 million American workers are enrolled in these plans. As of 2015, around 52 million of this number were active, contributing participants in 401(k) plans. While it’s usually easy to sign up for your company’s 401(k) plan (and many firms today […]

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